You Can Make Progress Even When It Feels Impossible

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 5 May 2025

⏱️ 88 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ 📱 ⁠Watch the full episode for free in the Ramsey Network app.⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: "Should I file for divorce to protect myself from my husband's dishonesty about his debt?" "I purchased a home with my in-laws seven years ago. How do we get out of this without hurting them?" "I'm being sued by two credit card companies. How do I get out of this mess?" "My teaching job is wearing me down. Should I stay for the benefits?" "I am supposed to go on a bachelorette trip with my friends but it's going to cost more than I expected" "Unexpected bills keep blowing up my budget. Should I sell my investment property?" Next Steps: ✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠ 💰 ⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠ 💵 ⁠⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! ⁠⁠ 🎟️ ⁠⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠Aldi⁠⁠ 🌱 Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ 📱Go to ⁠⁠Boost Mobile⁠⁠ to switch today! 🏥 Learn more about⁠⁠ Christian Healthcare Ministries 🏡 Get started today with⁠⁠ Churchill Mortgage⁠⁠ 🔒 Get 20% off when you join ⁠⁠DeleteMe⁠⁠ 🏦 Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠ 💻 Visit⁠⁠ NetSuite⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ 💵 Learn more about ⁠⁠Timothy Plan⁠⁠ 🏛 Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Brought to you by the Every Dollar app.
0:07.9	Start budgeting for free today.
0:14.7	This is the Ramsey show where America comes to hang out and have a conversation about their life,
0:19.6	specifically their money,
0:21.4	their career and work and their relationships.
0:25.6	The phone number to jump in today is AAA 825-5-2-25, 3,8-25-2-25-2-25.
0:33.3	Alongside the fabulous Jade Warshaw, I'm Ken Coleman.
0:37.2	We're here together for you today.
0:39.2	Let's get it going.
0:40.5	Kathy's up in Dallas, Texas.
0:42.3	Kathy, how can we help today?
0:44.6	Hi.
0:45.2	I find myself in a lot of debt because my husband has, we've been married 27 years. Sorry, I'm rambling already. We've been married 27
1:00.5	years and I've always allowed him to handle the finances. I quit my job, stayed home with
1:04.8	our four children and have just trusted him with the finances. And the last couple of years I've just slowly been
1:13.5	uncovering a lot of dishonesty and finally ended up filing for divorce after I found out
1:20.6	most of it. I'm still not sure I know everything but I think there is is close to a million dollars in debt right now.
1:31.2	And I'm afraid that I'm going to be responsible for half of it.
1:37.3	If in worst case scenario, hopefully I won't be on the hook for all of it.
1:43.3	What kind of debt, Kathy? What kind of debt is this million?
1:45.2	Well, there's about, he hasn't paid income taxes in three years.
1:48.8	Ooh, how much is that?
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.