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Live from the headquarters of Ramsay Solutions broadcasting from the pods moving in storage

studio, it's the Ramsay Show where we help people build wealth, do work that they

love and create actual amazing relationships. I'm Christina Ellis, Ramsay

Personality, joined today by my friend and fellow Ramsay Personality, Rachel Cruz.

We're taking your calls at triple eight, eight two five, five two two five, give us a call,

what's chat? Let's go to the phones first up, we have Kaden calling from Nashville, Tennessee.

Hey Kaden, welcome to the show. Thanks for having me. Hey thanks for calling, how can we help?

I had a question about the most efficient way to try to pay off your home early. I've heard

you got to take questions before about investing versus paying down the mortgage and I'm really

kind of thinking to be able to take advantage of that extra percentage you would get by investing,

but then still you're marking it to pay off your home early. Take that, invest in a brokerage

account, let it grow, when that reaches the amount of the principal left, kind of take it out

and pay off the house in one strike basically to try to take advantage of the math there,

but still the principal behind paying off your home early. I was just wondering what you

got to start on that work. Yeah, I hear what you're saying and yeah, I mean, you would

have to just assume that the math is going to work for you because when you're investing,

you're investing for a long period of time, right? I always say to be in there for at least

five years to consider it investing. If there is cash that you have that can be thrown at

the mortgage, though your principal goes down and you're going to be paying, like as you keep

going, less and less with all the interests and everything. I like the efficiency of not holding

it in an account, hoping that you time the market right when you need to take it out because

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