You Can Have a Great Christmas on a Budget!

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 8 December 2023

⏱️ 118 minutes

🔗️ Recording | iTunes | RSS

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Summary

George Kamel & Dr. John Delony answer your questions and discuss: Dealing with an online gambling addiction, Budgeting for therapy, Sacrificing to pay off over $200k in student loans, Moving forward after debt, divorce and job loss, "I lied to my girlfriend about my debt," Cancelling insurance to pay off debt, What debts to pay off first Where to start when you owe over $400k in debt, "My debt is keeping us from owning a house" "I feel so constrained by our budget this Christmas" "Bankruptcy is not the solution to your problem" "How do I keep myself from spoiling my kids" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Balance of Nature BetterHelp Zander Insurance Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Find a Ramsey Trusted Real Estate Agent: Click Here Start your EveryDollar Free Account today: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, no. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:39.0	I'm Ramsey Personality, George Camel, joined by my good friend and one of America's favorite John's, Dr. John
0:45.8	Deloni.
0:46.8	And we are here for you, America, taking your calls at AAA 825-52-25.
0:52.2	Maybe you need some advice, some motivation. Maybe you need to take that next
0:56.5	step with that broken relationship, the toxic boss, the debt that's been hanging over your
1:02.3	head for far too long and you're just
1:04.1	ready to make some changes and live a better more peaceful life. That's what we're all
1:08.3	about on this show. Mary is going to kick us off in Cleveland, Ohio. Mary, welcome to the show.
1:15.0	Hi, how are you doing today?
1:17.0	Doing well, how are you?
1:19.0	I'm going to be honest, I'm a little nervous thing.
1:21.0	We got you, Mary.
1:23.2	It's just us here.
1:24.4	Just us girls.
1:25.3	Let's talk.
1:26.7	Okay.
1:27.7	What's going on?
1:29.5	So I'm calling in because my husband is a gambling addict and has been since January of this year when it became legal in Ohio.
1:40.0	And as far as the heaviest toll on our marriage, in our relationship, our family, and I'm at the point where I have tried many routes with this, trying to be very gracious on how I go about it trying to be respectful as a wife trying to support his mistakes but trying to get him the help he needs and nothing is working and at this point he is very adamant about continuing to do it
2:06.9	and I'm at the point where I feel that I need to you know take my daughter and take a step away not in divorce but maybe
2:15.4	takes some separation until he figures it out but I honestly don't want to have to
	...

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