You Can Change Your Life TODAY!

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 3 January 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: You can decide to change your life TODAY! “Our medical bills keep us from moving forward in the baby steps” “My boyfriend doesn’t share in my financial goals” “Is work/life balance a real thing?” Is a high-yield savings account the best place for your money? “I haven’t paid my credit card debt in 13 years!” Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏠 Get organized and prepared to buy or sell a home. 🎆 The New Year's Sale is on! Save big with deals to help you reach your goals. 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Get Tickets to the Money & Relationships Tour 🏘️ Free Tools & Resources to Reach Your Home Goals Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	from the ramsay network it's the ramsay show hey it's good to be back with you guys i'm jade warshott
0:18.8	next to me is my buddy dr john del John Deloney. We're hooking you up
0:21.8	with answers all hour long. So give us your call. The number is triple 8 825-5-2-2-25. Hey, it's a new year, John.
0:31.0	We're back. Let's get into it. I'm so excited. I don't know what to do. I haven't hosted this show in a little bit. So I'm excited to get into some calls and help the people, John.
0:40.1	Off the rails on a crazy train. Let's go. All right. We got Miriam. She's in Phoenix, Arizona. What's going on, Miriam?
0:46.9	Hi, good day. It's Mariam. Mariam. Okay. Thanks for the correction. My bad.
0:53.2	Love it. It's okay. It's okay. It's Arabic.iam. Okay. Thanks for the correction. My bad.
0:55.0	Love it.
0:56.0	It's okay.
0:57.0	It's Arabic.
0:58.0	Yes.
0:59.0	So this quickly, Bobbett chapter, well, moves from the south.
1:03.0	I'm a southern gal.
1:05.0	Moved from the south June of 2024 out here to Phoenix.
1:11.4	Okay.
1:15.5	Been to Phoenix one time, August 2021.
1:19.5	Me and my daughter drove from Atlanta all the way out here to get some solar panels.
1:20.3	So it was beautiful.
1:22.1	It was like, oh, I never live in Arizona.
1:26.1	End up purchasing 3.25 acres by Las Grace.
1:28.2	So I'm like, whoa, what am I doing out here in Phoenix? I'm about to start an eco village or whatever. Wow. Okay. Anyway, long, sure short, because I'm
1:34.9	paying off my property, I decided I wasn't going to get a car at first. Turns out when I was
	...

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