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The Jesse Mecham Show

YNAB and Privacy

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 26 April 2021

⏱️ 6 minutes

🧾️ Download transcript

Summary

At YNAB your data is exactly that -- YOUR data. Financial data is personal and sensitive, and as Jesse explains, YNAB does not and will not touch that!

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

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0:00.0

Hello, YNAB is my name is Jesse Mika and this is podcast number 487 for YNAB where we teach

0:09.6

you four rules to help you stop if you paycheck to paycheck, get out of debt and save more

0:13.8

money.

0:14.8

Today, I do not want to talk about money management.

0:17.4

I want to talk about privacy management and particularly privacy in YNAB.

0:22.4

I will just, I don't want to rant, but here's where we're at.

0:28.2

We want to only make money from when you pay us the money and you know totally what's

0:36.7

going on.

0:37.7

You pay us the 84 bucks a year or the 12 bucks a month and there you have it.

0:42.8

That's how we make our money.

0:44.0

I will say we also make money from the YNAB book.

0:49.3

You need a budget available in book stores everywhere.

0:52.6

But our publisher actually makes that money and then they just occasionally every few

0:56.0

years it feels like send us a check.

0:58.9

So as far as your data in YNAB, here's how we at YNAB view it.

1:04.7

It is yours.

1:06.0

Now it is important for us to use certain kinds of data to improve the app and we say all

1:11.3

of this in the privacy policy, the security policy.

1:15.0

But I'll just say this kind of how we view it in non legal terms, your financial data,

1:23.1

we do not use at all.

1:24.9

We don't use it anonymized.

1:27.3

We don't use it aggregated.

...

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