Yet Another Insurance To Avoid (SB1640)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 5 February 2025
⏱️ 50 minutes
🧾️ Download transcript
Summary
What do scammers, fancy doors, and Twinkies have in common? Turns out, more than you think! Today, Joe, OG, and Doug take you on a wild ride through financial scams, fraud prevention, tax implications of dual residency, and... the surprising link between door quality and financial stability. (Yeah, we didn’t see that one coming either.)
🕵️♂️ Scams, Scams Everywhere! – From identity fraud to the trendy new "deed theft" scam, learn how to protect yourself before a scammer claims your house faster than you can say "that wasn't in the budget."
💳 Fraud-Proofing Your Finances – Why setting up credit monitoring, checking your bills, and paying attention to sketchy emails can save you thousands in headaches.
🚪 The TikTok Minute: What Do Soft Close Doors Say About Your Wealth? – Is your financial future written in the way your doors shut? Find out why door noises might reveal more about your bank balance than your credit score.
🧾 State Taxes & Dual Residency: The Sneaky Costs of Living in Two Places – Thinking about snowbirding to Florida or keeping a backup home in another state? We break down what you NEED to know before state tax authorities come knocking.
🤖 Password Security & The Quantum Computing Takeover – Is the future of passwords doomed? What you should be doing now to keep your Twinkies—and your bank accounts—safe.
🍕 Pizza Cutting Controversy & Nostalgic Minivan Stories – Because what’s a Stacking Adventures episode without a little debate, a little reminiscing, and a whole lot of questionable opinions on pizza slicing?
🍰 Twinkies Trivia: A Deep-Dive into the Snack That Never Dies – Have scientists unlocked the secret of Twinkie immortality? More importantly, should Twinkies be considered part of a solid financial plan? (Spoiler: probably not, but let’s discuss.)
📢 Stacker Questions & Community Fun – Helping a listener navigate dual residency tax headaches + a special meetup announcement!
✅ If it sounds too good to be true, it’s a scam. Seriously. Trust your gut, not the email from "Prince Jeff of Nigeria."
✅ Your finances need monitoring, just like your snack stash. Set up credit alerts and check your accounts weekly to avoid surprises.
✅ Moving states for tax savings? Do the math first. Dual residency isn’t always the loophole people think it is.
✅ Twinkies may last forever, but financial security requires maintenance. A solid money plan beats a stockpile of snacks (but only slightly).
🎧 Hit play now for a mix of financial wisdom, scam-prevention tips, and just the right amount of Twinkie-fueled fun!
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | They're dogs, and they're playing poker! |
| 0:04.8 | Ah! |
| 0:05.3 | Ha! ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha. |
| 0:14.6 | Live from Joe's mom's basement, it's the Stacking Benjamin Show. |
| 0:33.1 | I'm Joe's mom's neighbor, Doug, and scammers are back in the news. |
| 0:34.5 | What now? |
| 0:36.9 | And just, I mean, how do you protect yourself this time? |
| 0:39.2 | Today, we'll talk about protecting your home and your credit plus we'll answer a question from one stacker who thought you know i'd |
| 0:45.0 | better call saul see hi and og and it's all about taxes of course we'll share a ticot minute |
| 0:52.4 | that may explain why you're not wealthy. |
| 0:55.2 | And, of course, I'll share some trivia. |
| 0:58.6 | Oh, and by the way, I fixed your trivia. |
| 1:02.0 | It needed fixing? |
| 1:03.6 | Yeah, no, it's better. |
| 1:05.0 | It's good. |
| 1:05.5 | Well, thanks, Joe. |
| 1:08.7 | And now, two guys who just yesterday tried to write off Taco Tuesday as a business expense, |
| 1:15.3 | it's Joe and oh, Jha, Jha, Jha, G. |
| 1:22.3 | Well, well, I did fix your trivia, Doug. |
| 1:24.5 | That did not happen, although, oh, gee, how great would it be if we could |
| 1:27.7 | have written off Taco Tuesday? Why couldn't you? Wait, you can't write off Taco Tuesday? It's not a |
| 1:32.5 | stretch. Oh, that'd be fantastic because that third margarita always goes down better at lunch |
... |
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