Welcome to the Money Tree Investing Podcast.

Stock market, wealth, personal finance, value stocks, invest in your life.

Hello, the Smart Money Tree Podcast listeners.

Welcome to this week's show.

My name is Kirk Chisholm and I'll be your host.

Today we're doing a special 20-22 start.

We're going to have a wrap- up of 2021. And this will be a

panelist-only show. We're going to be talking about all the things you're going to want to hear.

So happy 2022, everyone. And let's dive right in. So this week, we have our very own Barb Friedberg.

Hey, Barb. Happy New Year, Kirk and Megan.

Happy New Year to you, too, Barb. Happy New Year, Barb. We also have a very own Megan Gorman. Hey, Megan. Hi. How's everybody doing this year? As of today, the fifth, I'm doing

great. Five days in and doing awesome. So let's hope that trend continues. We want to talk about

the wrap-ups. I know everyone does their wrap-ups, but we want to put our own spin on it. So let's hope that trend continues. We want to talk about the wrap-ups. I know everyone does their wrap-ups,

but we want to put our own spin on it. So let's kind of dive right in. So Megan, what are your

kind of thoughts from 2021? What were some of the things you saw? What do you think that people should

think about at the moment? I'm going to actually pass the baton to Barb because both of us performance of the markets,

but I think she'd be great to lead that off. Great. Well, I am ready. And drumroll, please,

this year was insane. Who would have thought that we would have these crazy high returns on so many different asset classes.

Remember everyone, the historical returns on the stock market hover around 9%.

But I'm going to go through the gains on some of the major market classes, and then some of the market classes

that didn't do so well. And then I'll turn it over to Megan, who's going to add on to that

conversation. First of all, love it, hate it, Bitcoin return 59.8%. Not going to really get into my opinion on it,

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