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Back before Thanksgiving, I discovered your show and I started listening actively.

And I thought, you know, my whole setup of how I did money and business was very much off.

And I thought, I've got to start rearranging things and get on the baby step.

My husband and I are on the baby steps.

We secured the first step.

And we were also getting, I'm sending some of your advice about having all of our accounts

merged.

So we had put our savings and our checking account together in both

names. And my husband had a separate account, um, that he'd had for probably about 25 years.

And I told him, I said, you should really put me on that account. This way we can, you know,

put some money in that too. And it was a good thing. I started listening to your show because it really helped me discover really what was going on.

I'd always been pretty active, proactive with my own money as much as I could be as much as I knew how to be.

But on the 2nd of December, my husband had called about his other account, which the longest time it had been pretty

dormant. I think he had, well, exactly, he had $100 and $26 in there for the longest time.

And the bank had told him that he was overdrawn $3,000.

And he, of course, called me immediately and told me, how can this be?

I said, you need to call the bank back and ask what's going on here.

So he called the bank, and they had told him that the teller or whatever had given out $3,000,

and it got written off his account because his account was one number off

from a customer that had it withdrawn from his account, which really made no sense to us.

We couldn't understand how.

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