Brought to you by the Every Dollar app.

Start budgeting for free today.

Hey, George, hey, Ken.

Thanks for taking my call, guys.

I'm really excited to say that right before Christmas, I paid off my house.

So I'm officially on babysit.

Way to go.

Strong golf clap for that one right here.

You got how many kids?

I got six kids ranging from 12 years old all the way down to 10 months.

Oh, wow.

I got eight of us living in this beautiful paid-off house.

Good for you.

My question is, I know I could save up for another eight years and pay cash for a bigger, better

house.

But by then, my kids are going to start graduating.

They're going to move out.

Then you'll be downsizing. Would it ever make sense under the Ramsey plan to upgrade to a bigger

house with another mortgage, or is it better to just stick drinking this debt-free Kool-Aid and

eventually pay cash? Well, in a perfect world, if Dave was on air, he'd say, well, I wouldn't want you going back into debt. But also, it's not a sin to revert back to Baby Step 6 for a few years and knock out the mortgage.

And so as long as you're doing it, you know, 15-year fixed that into the next one plus any savings, and try to

minimize the mortgage, and then knock it out quickly.

...