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Yes, hi.

Me and my husband are reading your total money makeover book, and we are trying to get serious about getting out of debt.

But we currently have about $300,000 worth of debt and we're just really struggling to make minimum

payments on credit card let alone save up the $1,000 emergency fund. Wow. Does that include your

house? Yes. Okay. So how much do you owe not including the house? So it's 140.

Okay.

Can you break that down for me?

So we've got about $50,000 credit card.

$50,000 car loan.

That was $75,000.

I just sold my car to get out from under that and about $40,000 home equity loan

you got it all you've collected them all so hold on you sold your car but you still 050 on it or does he

have a car uh yeah we have we are we're financing three cars and now just two.

Okay. Tell me about the other two you're financing.

My husband's car is a 22. We owe about 33,000 on it.

And then my daughter's car is a 22 carola and we owe about 17,000

in that.

So we're going to sell both of those in the next

15 days, right?

Are we?

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