X% of Young Americans Expect To NEVER Retire…
Money Guy Show
Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors
4.7 • 3.1K Ratings
🗓️ 4 March 2026
⏱️ 64 minutes
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Summary
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| 0:00.0 | Time to turn that frown upside down. |
| 0:09.4 | Look, percent of young Americans expect to never retire, we're going to turn that upside |
| 0:14.1 | down. |
| 0:15.1 | I am so excited about this because I genuinely believe that we can change it. |
| 0:20.7 | So I think a lot of young folks out there, they see all the stuff going on. |
| 0:25.6 | They see housing prices increasing and cost of living getting more expensive. |
| 0:30.8 | And they just feel like, man, I can't get ahead, I can't get ahead, I can't get ahead. |
| 0:33.9 | I'm probably never going to get ahead. |
| 0:36.7 | And I just don't believe that that's the |
| 0:38.1 | case. Yeah, I mean, there's a drumbeat. We pay attention. We try to just know what's going on |
| 0:42.4 | out there in the world. And when a stat like this from from you gov comes out, |
| 0:46.9 | 27 and a half percent of Gen Z and millennial respondents expect to never retire or don't know |
| 0:52.7 | when they'll retire. I think we can be kind of the |
| 0:56.2 | unlock, you know, decoder ring that can help these people no matter what situation |
| 1:01.7 | they're in. Now, I want to maybe never retire are people who are a fine movement. Hey, I don't |
| 1:07.1 | ever want to retire. I'll always be just something. But I don't think that's the case. I think when I talk to young people today, there is this general sense of, oh, I'm not going to worry about retirement because that's just not possible. I can't, I can't even pay the bills. I can't even buy a house. I can't even fill in the blank. And it's amazing that, Brian, we've been doing this long enough now. We have so many |
| 1:28.5 | different success stories. And we think about the clients with whom we work, we see success |
| 1:33.5 | stores in the financial realm. It's not always the same story. They all look very, very, very |
| 1:39.3 | different. Yeah, I won't, look, for a young person, I want you to come out with firing your belly that this is |
| 1:46.8 | part of the financial independence next endeavor. I had that. When I was young, I thought I was |
| 1:51.5 | going to retire by the time I was 50 to 55 years of age, so I was saving accordingly. It wasn't until |
| 1:56.8 | later that I realized, hey, I never want to retire because I actually get a lot of fulfillment out of what I get to do for a living. But for young people, I need you to have that fire in the belly. And that's why we wanted to go through some of the things we've seen, but we've got the solution to make sure you're on the right path. Yeah, again, when we think about the people that we've either interact with or the show or the clients with whom we get to work, we've seen a lot of successful people who |
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