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It's that time of year where bank rate reminds us of the horrible stat of how many people can't come up with a thousand bucks.

I am so excited to talk about this because I really believe deep down in the fiber of my being that we can improve this.

And I think that every single time we turn on the cameras, every time we do this,

we are helping change this statistic a little bit, even if the numbers don't necessarily

substantiate that. I love the optimism, because you know, we're always glass half full

right here, optimistic. But if you just take a stroll down memory lane and actually look at the historical data,

guys, I mean, if we were setting a bus schedule, you would probably have great customer service

ratings on how consistent you are.

That bus is always coming in on time.

Because if you can set a clock to the fact that Americans,

according to bank rate, it's right around 60% of people have trouble coming up with $1,000.

Now, we thought that coming out of the pandemic, like coming out of 2020, 2021, we saw the numbers

decreasing, right? Like it was 60%. And then it went down to 56%, 57%, and we thought, you know, maybe the general

public is catching on.

They're saying, you know what, having an emergency fund makes sense, making sure that I can

cover a disaster makes sense.

But I don't know that that's what has been reflected in this most recent

year. I do want to set the stage because this has happened twice now as we show this data.

This is kind of like a golf score. Lower is better because that means people can actually

come up with the money. So if we are in 2024, the number was 56%.

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