Today's Animal Spirits is brought to you by our friends at YCharts.

On today's show, we're going to go over one of the tools that you can do in YCharts, which I've been using more and more.

So they have a models portfolio section, where you can go create any type of portfolio you want. I tend to use just a

simple Vanguard three-fund portfolio with all the total stock and bond index funds.

2055, 2060, 2045. No target day funds. You could though that would make your life easier. But with these you can use as many funds as you want,

change the asset allocation percentages, and the great thing is is that you can save these and use them in the future.

So you could compare these to anything you wanted to the S&P, to the MSCI world,

any other EDF or Index Fund you wanted.

And we're going to look at them today in terms of setting an asset

allocation for retirement so go to YCharts tell them Animal Spirit sent you

check out the model portfolios tool that they use and get 20% off of your

first subscription.

Welcome to Animal Spirit a show about markets, life, and investing.

Join Michael Batnick and Ben Carlson as they talk about what they're reading, writing, and

watching.

Michael Batnick and Ben Carlson work for Ritt Holt's wealth management.

All opinions expressed by Michael and Ben or any podcast guests are solely their own opinions

and do not reflect the opinion of Ritt Holt's wealth management.

This podcast is for informational purposes only and should not be relied upon for investment decisions.

Clients of Ritt Holt's wealth management may maintain positions in the securities discussed in this

podcast.

So a few months ago, I threw out a hypothesis that this whole pandemic is just going to wreck

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