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We are strong, we are wise, together we will rise, we will rise.

And today's podcast, I want to talk about words that lead to well.

You know, I'll never forget when I first started as a financial advisor.

You all know my story. I was a waitress until I was essentially 30 years of age.

And I had only been making $400 a month because of a fluke set of circumstances.

Somehow I end up as a stockbroker. All right, now you might want to listen to that story,

but that's not the point of today's podcast. And I remember sitting there thinking to myself,

how is it possible that people are going to come in and ask me how to invest money?

And I don't know how to invest money. Sure, they hired me to fill their women's quota. Sure,

I went through six months of training and got my series seven and all my other licenses.

But is that enough to qualify me for telling somebody else what to do with their money?

I had no money. I had debt. It was 1980. I'm driving a 1960 Volvo station wagon. I can't even afford to park

in the parking lot with all the other stockbrokers who have their BMWs and their Mercedes and their

Jaguars and their Cadillacs. And what do I do? I'm still parking on the street to get tickets to work

at often community service every day. And I'm sitting here and thinking, oh my God, Suzy Hormann.

Oh my God, how are you going to pretend that you have money that you know what you're doing

with money? And I'll never forget that my mom, I was sitting with her, she said, Suzy, you kind of

...