Welcome to the Jill on Money Show. It's Thursday, April 11th, and we are here trying to help you make better financial decisions, or at least understand the choices that lie in front of you.

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Let's get to some of your messages. This one is from Melissa, who writes,

I heard your episode about intergenerational family issues, and I've got one for you.

My husband in his 40s owns the family house in a city in California.

His two younger brothers in their 30s live there along with his mother.

She's in her 60s.

They don't pay rent just the mortgage directly.

The house was purchased 20 years ago for $120,000. It's now worth over $500,000.

This was a rent- own situation. The family grew up there. The house is in a poor

neighborhood and no one has been able to leave other than my husband. They all want to move

someday, but they've been saying that for decades.

Their payment for the mortgage is under $800 for the three of them, and there are no comparable

rental situations. The weird part is this, the reason my

husband owns this house is because that was the family's solution to immigration and

credit issues.

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