Well, saving for retirement before age 40, make you miserable.

It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxes.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

Brian, this one is interesting to me, right?

You notice I didn't say that I'm excited because I'm not as excited.

When we talk about stuff that just seems like Tom Foulery, and if you've been listening

to our show for any amount of time, you know that we love saving.

We think it's a great thing.

So how on earth could we have an article come out that says that saving, especially young

folks, will make you miserable?

I know we're hitting on something out there with you guys when articles like this are dropped

and you guys hit us up on Facebook, on Twitter and say, money guy team, come on, give me

some feedback on this because I love that you come to us to kind of decipher how in the

world, because such smart people put out something so ridiculous.

So let's kind of jump into this.

First of all, if you want to know what all the hub hub is about, it's that there's a research

group called the National Bureau of Economic Research.

That sounds fancy.

They came out with a paper titled, is automatic enrollment consistent with a life cycle model.

Now, life cycle model in their terms kind of means happiness, you know, and full taking

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