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Scott's in Las Vegas. Hey, Scott, what's up? Hi, how are you, Dave? Longtime listener. I really

appreciate you guys taking my call. Sure. I came across the question today for investing purposes

on my Roth 401K, my coworkers and I were looking for next year and looking at setting things up.

And the question came up about if I were to put, let's say, 15% of my income and I hit the

IRS cap, let's say October or November, will that negatively affect how my company match

for the remainder of the year where I'm not actually giving

any money. I don't know if it's a number that's going to be a fixed number regardless. Will the

company 6% match be the same if I hit it in October or if I were to spread it out over

smaller increments throughout the 26 paychecks? That's a question for your company, your HR team.

That's not a regulation issue.

It's not a regulation issue.

I didn't know if it was a way to be able to calculate that to be able to look at even

previous because a couple years I had made, I'd hit that number in October and then the last

two years, let me have a little bit more money in my pocket throughout the course,

and I spread it out with a little bit lower number and let it hit the last paycheck in

December.

And I didn't know if that was going to be from the negative impact if I were just...

I think you could look at the total for that year, total invested by you,

and then the total match and divide it until what the percentage was right

right sure exactly and that would tell you what that would tell you what your company does yeah

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