She's made up her mind to live pretty smart.

Learned to budget responsibly right from the start.

She spends a little less and puts more into savings,

keeps her blood pressure low and credits go raising.

She's gotten dead right out of her life.

She tracks her cash for on a spreadsheet at night.

Boring money moves make kind of lame songs, but they sound pretty sweet to your wallet.

BNC Bank, brilliantly boring since 1865. Hi there, I'm Lale Arakoglu, and today on Women Who Travel, I'm talking to Freya Bromley,

a past guest and CNT contributor.

I had such a good time talking to her a few years ago about a year-long experience cold swimming

across the UK, which sounds not quite for the fade to

part. And I was so enamoured by the idea that we've asked her back for an update on wild swimming

and where it's taken her and some of her recent adventures, as well as the subject of a new book

she's working on.

Freya, so good to see you. How have you been?

I've been well, thank you. It's nice to reflect on that chat and all the best

swims I've had since then, but you've got to tell me about your best swim since that time.

Oh my God, what have been my best

swims? Actually, you know what? I thought of you because I did somewhat of a wild swim about a

month ago in Peru in the highest altitude lake in the world. And it's winter there because it's

a sudden hemisphere and I did a cold plunge and jumped into the lake and then ran to a hot tub pretty quickly.

So it was quite a luxurious version of wild swimming, but it did feel beautiful and invigorating and the landscape was pretty spectacular.

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