The Oh, no. Live from the headquarters of Ramsey Solutions. This is the Ramsey Show. It's where we help you win in your life.

We're going to help you win with your money. We're going to help you win in your work and

win in your relationships. All three of those are interconnected. And if you're not winning in one of them it's going to be affecting the others.

I'm Ken Coleman, Dr. John Deloney is with me as well and we are here for you this hour.

The phone number is triple 8, 8 825 5 to25 that's triple 8

8 to 5 5 to 25 so of course we're gonna take your money questions

will take some relationship questions mental health questions. How about work questions?

You're talking about making some more money.

Do I launch a side hustle?

Is it the right time in the baby steps one through three?

What do I do to make more money we want to take on all of those

questions is nothing off limits maybe we'll take a March madness call do you fill out the

brackets I'm bracket mania time where people who never watch college basketball fill out a bracket?

I'm pretty terrible at the brackets because I'm over committed to my Texas Tech Red Raiders.

I over commit...

I appreciate that.

And I get delusional. It's your school, school man and I just assume they're gonna I'm always stunned that they don't win at all okay well I like that loyalty so we'll take your questions we always have fun together and we're not afraid to dig deep. So let's get it started in New York City the big apple

Sarah is joining us there Sarah how can John and I help?

Hi thank you guys for taking my call.

Sure.

So I'm, we are currently working on baby step number two to get out of debt and I'm kind of struggling with the idea. I'm a stay-at-home mom and so I'm very well aware

that I came into the marriage with student loan debt and our card debt and so I've also

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