Why Would You Do THIS While In Debt?!

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 14 August 2023

⏱️ 45 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠ My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:58 Factor 09:41 What a mess 12:58 Why are you BS spending?! 17:47 What's your problem?! 22:53 You need to budget 27:11 Please just do this 30:10 Your imported car is a problem! 33:26 Clean up this mess 37:50 Im scared for you 44:22 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Say hello to the next generation of Zendesk AI agents built to deliver resolutions for everyone.
0:05.3	Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. My name is Mitch. I'm based out of West Michigan. I'm 28, and this is Financial Audit. I'm from Michigan, West Michigan, actually
0:22.2	That's where I'm from, I'm from Calameseo, where are you from?
0:24.4	From Holland West Michigan. I'm 28, and this is financial audit. I'm from Michigan, West Michigan, actually. That's where I'm from, I'm from Calameseo. Where are you from? I'm from Holland. Oh, okay, cool. I'm very familiar with Kalamazoo. Yeah, okay, very cool. So you go to Grand Rapids? I go to, I go to Grand Rapids on occasion. Okay. My family's from there. I used to go there, but now these people don't find that interesting. Okay. Either way, welcome down here. Thanks for coming to Austin. What do you do for a living 28 years old, how in Michigan? I am a mechanical engineer. I work in a large furniture manufacturer in the area. Okay. I work on the factory floor and do a lot of really boring stuff, lots of emails, but it's pretty much
0:54.6	long and the short of what I do.
0:56.0	How long you've been doing that?
0:57.2	About a year now.
0:58.2	Oh, what did you do before that?
0:59.5	I graduated from college.
1:01.9	Dang, you graduated a bit late, master's?
1:03.7	A little late, not master's.
1:05.1	Where'd you go to school?
1:06.2	Alabama, University of.
1:07.6	Interesting, out of state.
1:08.6	Okay.
1:09.0	Yeah.
1:09.4	Curious. So what do you bring in a year right now? About $89,000. All right. $89,000 a year. Now, what do you contribute to a 401k? So I do a 3% company match. So I do that 3%. I don't know exactly what that equates to you, but it should be in there somewhere. Yeah. So I just wanted to see. So after that 3% then, and then, of course, after
1:33.2	taxes are set aside, you're bringing in a net of $2,228 byweekly, it looks like. Yep, that is
1:41.4	correct. So we're going to get you a 2,228.
1:47.8	Well, actually, 29 rounded up.
1:50.4	Times up by 2.
1:54.1	Actually, since it's biweekly and some months are a little...
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Caleb Hammer, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Caleb Hammer and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.