Why Would We NOT File For Bankruptcy Because of This??

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 1 October 2024

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today. I just discovered you all
0:08.3	a couple months ago. Thank God. My husband and I are in about a total 90,000 debt, and I'm full
0:18.2	on board. Like, I don't plan on using credit anymore ever.
0:22.5	I do own a business, by the way.
0:24.9	And so we're going through trying to figure out how to get through the baby steps the best way.
0:30.5	But he asked me, he said, hey, if you don't plan on using debt ever again,
0:35.8	why don't he just file for bankruptcy?
0:38.4	What's the you part? Where's he? Yeah. If you don't plan on using debt ever again, why don't he just file for bankruptcy? And...
0:38.7	What's a you part?
0:39.9	Where's he?
0:42.0	What wouldn't it be we?
0:44.7	Yeah.
0:46.0	Is it business debt?
0:47.2	Is that why he's looking at it that way?
0:49.6	Correct.
0:50.3	Okay.
0:50.8	Well, no, we...
0:51.6	It's the 90,000 is inclusive of everything, personal and business.
0:55.9	Okay.
0:57.7	So why would you file bankruptcy and he wouldn't?
1:02.6	Well, I guess he's looking at it as my debt rather than our debt,
1:08.8	and that's part of us getting on board with everything
	...

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