I'm Tom Billu and this is Impact Theory.

Today's episode is about the economy and it could not be any more relevant or urgent.

We are diving into the forces that are shaping our future and I've got none other than the legend, Ray Dalio, to help guide us through it.

You guys know I am all about preparing for the future, whether that's personal development or making sure you're not caught off guard by the massive shifts that are happening right now in the world. And trust me,

we're facing huge shifts in this moment. Ray Dalio is a guy who's been at the top of the financial

game for decades and nobody has made more money betting that he understands what is actually happening than him.

He understands the cycles of history and how they repeat and he brings that all to his analysis.

In this conversation, we're talking about the staggering national debt, the shifting balance of power globally,

and how these forces are shaping your life, whether you realize it or not.

I'll be honest, these are topics I think about constantly.

How do we navigate these turbulent times while still living a life of meaning and fulfillment?

Raised insights are exactly the kind of deep wisdom that are going to help you guys navigate well.

If you're not paying attention to these issues, you're going to be left behind.

And being left behind financially is deeply problematic in these times. So without further ado,

I bring you the legend, Ray Dalio.

It's the same for every individual, same for every company. Same. And you, if you understand this,

then you understand. Well, there are three things.

The first is look at your income, your expenses, and your savings.

And then do a stress test so that you get yourself secure if you were to lose your income

or if the income were to fall beyond a certain level and you play that out maybe that means you go get

unemployment insurance or whatever how long can you live in an acceptable lifestyle and do you

have a savings that is adequate for that?

...