Why the Stock Market Is Falling (And How to Respond!)
Stay Wealthy Retirement Podcast
Taylor Schulte, CFP®
4.7 • 678 Ratings
🗓️ 1 February 2022
⏱️ 17 minutes
🧾️ Download transcript
Summary
Today I'm discussing the current stock market volatility.
As of a couple days ago, U.S. stocks were off to their worst start since 2016.
Bonds are also in negative territory.
And inflation is at its highest level in 39 years.
Many retirement investors are [understandably] worried about the current state of the financial markets.
If you want to learn why + how to respond as a smart investor, you'll love today's episode.
Transcript
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| 0:00.0 | Welcome to the Stay Wealthy Podcast. I'm your host, Taylor Hulte, and today I'm addressing the current state of the financial markets. As of a couple days ago, U.S. stocks were off to their worst start since 2016. Bonds are also in negative territory, and inflation is at its highest level in 39 years. |
| 0:23.0 | Many retirement investors are understandably worried about the current state of the markets. |
| 0:27.8 | So if like them you want to learn why the markets are down and how to respond as a smart |
| 0:32.8 | investor, you're going to love today's episode. |
| 0:35.0 | For the links and resources mentioned today, head over to |
| 0:37.8 | you staywealthy.com forward slash 142. As of this recording, small cap growth stocks are down |
| 0:47.6 | about 15% so far in 2022. The NASDAQ has dropped about 10% and the S&P 500 is down close to six. |
| 0:56.0 | In response to the rocky start to the year, here are just a few of the headlines that I've seen and maybe you've seen them as well. |
| 1:02.0 | The stock market is a super bubble about to burst. Panic is setting in as S&P 500 enters correction territory. |
| 1:10.0 | Catastrophic stock market crash isn't over. |
| 1:13.4 | Before we get too into the weeds today, I just thought it would be helpful to revisit |
| 1:16.8 | a couple of the statistics that I shared late last year in our surprising facts episode. |
| 1:22.2 | The first comes from bestselling author and friend of the show Morgan Housel. |
| 1:26.0 | Morgan shared that the stock market has dropped |
| 1:27.9 | at least 10% on average every 11 months for the last 100 years. Again, the stock market has |
| 1:35.4 | dropped at least 10% on average every 11 months for the last 100 years. In other words, if someone |
| 1:42.9 | predicts, if someone goes on CNBC and predicts a 10% |
| 1:46.0 | or more decline in the stock market, they really should just say everything is normal and this |
| 1:51.7 | happens on average every 11 months. To build on that statistic, it's also interesting to highlight |
| 1:58.3 | that the average intra-year drawdown, meaning the average |
| 2:02.3 | percentage that the stock market falls during a calendar year, the historical average |
| 2:06.9 | intra-year drawdown going all the way back to 1928 is 16.5%. So if the broad U.S. stock market |
... |
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