Why the Price Cap rise is voluntary! £87bn of lost pensions & accounts. Reclaim student loans

The Martin Lewis Podcast

BBC

Business

4.4 • 929 Ratings

🗓️ 4 June 2026

⏱️ 64 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this episode, Martin Lewis unpacks what’s really happening with energy prices and the energy price cap—what it means for your bills right now, what’s likely coming next, and the practical steps you can take to protect your household finances. From fixed vs variable tariffs to whether now is the right time to switch. We dive into the surprising world of lost and forgotten money, shining a spotlight on the billions that could be sitting unclaimed in old accounts, refunds, or schemes many of us have simply forgotten about. Martin explores where this money commonly hides, including dormant bank and savings accounts and unclaimed pension pots from previous jobs. Tell Us is all about when you have found money you didn’t know you had. From rediscovered savings accounts to surprise payouts decades later, the episode celebrates the unexpected windfalls—including a caller who found money in her knicker draw. Steffan Powell is presenting instead of Adrian Chiles this week. In Mastermind Martin asks him about reclaiming student loan overpayments before guiding listeners through how to check if they’ve paid too much and how to get that cash back. It’s quick, practical, and could put real money back in your pocket. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Transcript

Click on a timestamp to play from that location

0:00.0	BBC Sounds, Music, Radio, podcasts.
0:07.1	Well, the £67 billion in lost asset pensions.
0:12.4	You can get that money back.
0:14.1	Really important people understand that.
0:16.3	Once bought a coat in a car boot sale for £5.
0:19.9	And I found £ pounds in the pocket.
0:21.6	I mean it's literally the smell of money, wasn't it? I mean, it's absolutely.
0:26.2	Hello, I'm Martin Lewis and this is the cunningly named the Martin Lewis podcast. I do wonder
0:31.4	what that's going to be about. And this is our big topic episode where each week we lead on one
0:36.5	main subject to help you save.
0:38.4	Usually most of it comes from my BBC Radio 5 live show with Adrian Childs,
0:42.3	though Stefan Powell were sitting in for him this week.
0:44.9	But there's also bonus money saving tips and Q&As just for you lucky, lucky podcast listeners.
0:51.8	Let's do it.
0:55.3	I got meals. I got meals.
0:57.6	I got to pay.
1:14.6	Yes, Martin is here. Hello, Martin. How are you? I'm doing very well. Thank you very much. We've got a lot to get through today, and we're going to do something slightly different when we're starting off. We're talking about the tellers first. So the tellers this week, as have you ever found money you didn't know you had, where was it hiding, how did you lose it and what did you do with it? We've got lots of responses from the trivial
1:31.1	to the massive, but that expired me to change the theme of the podcast. Many people talking about
1:36.6	getting back tens of thousands of pounds in lost pensions, lost bank accounts, lost investments.
1:42.4	So we're going to start by focusing on the 87 billion,
1:47.0	87,000 million pounds that is sitting out there that people have lost touch with in bank accounts,
1:56.0	pensions, child trust funds, premium bonds and more.
	...

Transcript will be available on the free plan in 25 days. Upgrade to see the full transcript now.

Previous episode

Disclaimer: The podcast and artwork embedded on this page are from BBC, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of BBC and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.