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In Los Angeles, I'm Kyle Rizdole, it is Wednesday, today, the 22nd day of February and we begin

today with a very brief, I promise you, very brief tutorial.

When we talk about interest rates, specifically the Federal Reserve and what it is doing, we're

talking about one very specific rate.

It's called the Federal Funds Rate and it's the Fed's guideline for what banks ought to

charge each other to borrow money overnight, the shortest of short term rates.

...