Alex met Sam at nursery. They were first loves. They built forts together, shared sandwiches in high school and were each other's first kiss.

They were the dream couple until Sam got into EDM music.

While Alex enjoyed folk, first loves are kind of like your current account. If they aren't working for you anymore,

maybe it's time to switch with the current account switch service.

Hey everyone, there is some unbleaped language in this episode. You've been warned.

Annie Lowry writes for the Atlantic and she lives in the spiritual home of the tech industry, San Francisco. That means this past weekend was a strange one for her.

It's been really, really unusually rainy. So it's been dumping snow in the Sierra Nevada's and the weekend was just pouring the entire time.

And people were just like sitting inside on Twitter. I was like just texting with people who are like, oh my gosh, like my corporate card doesn't work.

These corporate credit cards were offline because a lot of them were linked to Silicon Valley Bank, the regional lender that you've probably heard about by now.

The storms on Wall Street continued today after regulators seized the assets of Silicon Valley Bank.

SBB, the 16th largest bank in the US with $175 billion in deposits is now the biggest American bank to fail since the 2008 financial crisis.

This bank held the assets of name brand tech companies like Roku, Etsy and Roblox, along with regular old checking accounts and home loans.

As a Friday, it had gone totally bust.

I was on the phone with a lot of people who are like trying to figure out what's happening because normally when a bank fails in the American system, ideally what happens is the FDIC goes in over the weekend, they create these kind of arranged sales, these sort of forced marriages.

So on Friday, you think that you're banking with like incompetent so and so bank of Santa Clara and Monday, you wake up and they're like, surprise, now you're a customer of Wells Fargo.

What happened here was the government was forced to take it over before the weekend, it happened on Friday, like early in the day, and they still haven't found a buyer.

And so the bank seizes, everybody's freaking out, all these depositors have been trying to get their money all week.

And so it was total chaos, it felt like, oh my gosh, everybody's panicking, what's going on here, what's happening to my company, am I going to get paid, what's happening to my mortgage?

This week, the federal government said every SVB account holder would be made whole, in other words, they would be able to get their money back.

Markets calm down, the damage was contained for now anyway.

But Annie, she was still left with some big questions.

Who do you blame for what happened over the weekend with Silicon Valley bank?

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