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Jill on Money with Jill Schlesinger

Why Not a Roth Conversion?

Jill on Money with Jill Schlesinger

Audacy

Education, Investing, Business, Self-improvement

4.61.9K Ratings

🗓️ 26 February 2026

⏱️ 17 minutes

🧾️ Download transcript

Summary

Under which scenario would a Roth conversion not make the most sense?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Transcript

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0:00.0

Welcome to the Jill on Money Show. It's Thursday, February 26th. And why does that date

0:09.2

sound so familiar to you? Because this is the date that we are conducting our live webinar with Ed Slot.

0:16.8

Oh, by the way, this is the program that takes the mystery out of your financial life. And one of the biggest mysteries of life is conducting your tax planning and tax prep in a methodical way.

0:28.2

And our guest for our webinar tonight is Ed Slot, the one, the only.

0:33.1

He is a CPA.

0:34.7

He is an expert in IRAs, Roth IRAs in Medicare planning in Social Security

0:39.8

planning. He's got it down. He's so entertaining. He is so much fun. And we have always been

0:46.4

delighted that he is a man who can absolutely just drill through questions that you may have

0:52.7

and you need the assistance. If you're asking a Roth

0:55.5

question in your head, Ed's the guy. You've got to join us tonight. The only way you can do that

1:01.4

to join us live is to subscribe to Jill on Money Live. And that will cost you 45 bucks for the next 12

1:09.2

months. You'll get tonight's webinar with Ed, three more,

1:12.7

the back catalog of the webinars, bonus audio and video content. Again, $45. That's it.

1:18.8

Now, you've got to subscribe by 3 p.m. today if you want to join us live. Let's say you forget.

1:24.6

Let's say you're busy. All of a sudden you're at work. It's lunchtime.

1:28.9

You're going to subscribe and you're like, oh, I can't make it. We're going out drinking tonight.

1:32.9

Okay. Be with your colleagues. That's fine. You can always pay for the webinar after it is conducted.

1:39.2

15 bucks as a standalone. You can do that. So check it out. Jill on Money Live. All the information is on the website. You know what else is on the website? The contact us button. That button will be the magic way to get in touch with us. A form pops up when you click that contact us button. That is the email we receive. And once we get that email, we try to do some email shows, of course. And if you

2:02.7

would like to join us live, just check the box. Mark will do everything else. All right,

2:07.6

let's do some emails. All right? Let's rock and roll because I got so I got like I'm prepping for

2:12.9

tonight. I'm excited. So let's do it. First up, Rebecca, who writes, Jill, under no obligation,

2:21.5

I've spoken with a financial planner about retirement planning and funding a home renovation.

...

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