Why Mortgage Applications are Up 21%
Be Wealthy & Smart
Linda P. Jones
4.8 • 883 Ratings
🗓️ 1 May 2026
⏱️ 9 minutes
🧾️ Download transcript
Summary
Discover why mortgage applications are up 21%.
Are you on track for financial freedom...or not?
Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars.
Your compounding rate, and how well you invest, matters!
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Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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Transcript
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| 0:00.0 | Be Wealthy and Smart, episode 16157. |
| 0:03.7 | I'm going to live the rich life. |
| 0:08.1 | I'm full than best life, yes, life. |
| 0:11.1 | So if you all know what I mean, put your hands up and declare with me, yeah, I'm full of bread. |
| 0:18.0 | I'm going to live a good life. |
| 0:21.6 | A beautiful and glorious life. |
| 0:24.6 | Step into a world of wealth and financial freedom without budgets, boredom or bosses on Be Wealthy and Smart. |
| 0:33.6 | And now, here's your host, Linda P. Jones. Welcome to Be Wealthy and Smart. I'm Linda P. |
| 0:40.7 | Jones, America's wealth mentor, empowering women and men worldwide to financial freedom. On today's show, |
| 0:46.0 | we're going to talk about why mortgage applications are up 21% year over year. Now, we know that higher |
| 0:51.4 | rates since the start of the Iran war have been keeping home buyers |
| 0:54.7 | on the sidelines, but mortgage applications to buy a home surged higher last week, up 1% for the |
| 1:00.4 | week and up 21% from the same period a year ago, according to the Mortgage Bankers Association. |
| 1:06.2 | More supply is coming on the market, and home prices in some markets are starting to ease. |
| 1:11.5 | Real estate brokerages have been reporting higher traffic among buyers recently, suggesting consumers may be |
| 1:16.9 | digesting the higher rate environment and the ongoing uncertainty in the economy from the war. |
| 1:23.0 | The average rate on the 30-year fixed mortgage is at 6.45%, which is the highest rate since April 3rd. |
| 1:30.5 | Matthew Graham, chief operating officer at Mortgage News Daily, said just over a week ago, |
| 1:35.2 | rates had been positioning themselves for another de-escalation in the Iran War. |
| 1:39.9 | When that didn't happen, a gentle upward drift began. |
| 1:42.9 | Now this week, that pacing is becoming more |
| 1:45.7 | brisk as de-escalation hopes have been replaced by re-escalation fears. Refinanced demand, which is |
... |
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