Why Money Decisions Feel Rigged w/ John Campbell #1118
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 25 March 2026
⏱️ 59 minutes
🧾️ Download transcript
Summary
This show exists to help you make smart decisions with your money. But if we’re being honest, How To Money might not be as necessary if the financial system weren’t so confusing in the first place. For a lot of people, navigating modern money realities feels like swimming in shark-infested waters with high stakes, unclear rules, and the potential for costly mistakes at every turn. Our guest today is Professor John Campbell, author of the book Fixed: Why Personal Finance is Broken and How to Make It Work for Everyone. John is an economics professor at Harvard, who believes the financial system has a responsibility to serve ordinary people with products they can understand, afford, and safely use. Today, we’re talking about what’s broken in personal finance and what real solutions could look like. We specifically discuss:
- Disparities in financial products
- Complexity in personal finance
- Problematic financial products
- Human behavior when it comes to money decisions
- Dangers of loyalty
- Limitations of individual responsibility
- What a rebuilt financial system could look like
- Balancing protection and freedom
- … and additional topics!
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- John Campbell: Be sure and check out John’s new book, Fixed.
- Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
- Money Gears: Knowing what to do with your money is crucial to your personal finance journey.
- Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:02.5 | Guaranteed Human. |
| 0:05.8 | Hey there, this is Josh from Stuff You Should Know with a message that could change your life. |
| 0:11.7 | The Stuff You Should Know Think Spring podcast playlist is available now. |
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| 0:20.3 | know, think spring playlist will make you want to get your overalls on, |
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| 0:35.0 | Our IHeart Radio Music Awards are coming back. |
| 0:38.7 | Thursday, March 26th, live on Fox. |
| 0:41.9 | Watch as we honor the biggest stars from all genres of music |
| 0:45.0 | that you loved listening to all year long |
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| 0:55.3 | Myelie Cyrus. |
| 0:56.5 | With performances by Alex Warren, Kalani, Lainey Wilson, Ludacris, RAY, TLC, |
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| 1:03.7 | What a man, what a man, what I'm on a movie. |
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