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Wealthy Way

Why Liquidity Beats Equity Every Time

Wealthy Way

Ryan Pineda

Entrepreneurship, Business

4.92.2K Ratings

🗓️ 12 June 2025

⏱️ 13 minutes

🧾️ Download transcript

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Cash isn’t just security — it’s flexibility, clarity, and opportunity. Real entrepreneurs know: liquidity > locked-up equity.

Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/

Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.com

Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/

Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda’s private golf mastermind for high-level founders and dealmakers. www.mastermind19.com
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About Ryan Pineda:

Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.

Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.





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Transcript

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0:00.0

I would rather you do something that makes you feel good that gives you enough breathing space and thinking space to think you're taking care of and go out there and do the deals you need to do.

0:09.4

As long as it's a reserve, as long as it's not the black hole bank again where you've got 800,000 and it's not really reserve.

0:15.4

Right.

0:15.5

Like that's good and you say no I feel good about this whether that's

0:21.3

two months reserve one month three months like we suggest at least three to six months of reserves

0:26.4

in all of your accounts I'm not saying you have to have one reserve account with just six months

0:30.9

like if you have the profit first system you've got six different bank accounts like some of those

0:35.0

can just add up to three to six months so so that way you've got that full reserve.

0:38.8

So that's what we tell people.

0:40.0

But, you know, like the big billion dollar companies, like Microsoft, when they first started,

0:44.0

within their first five years, Bill Gates said there's going to be a rule.

0:47.2

We're going to have 12 months, cash reserve, no matter what.

0:49.8

If we didn't collect another dollar in sales, we're gonna have 12 months no matter what. And he's still around.

0:55.1

You know, it's like,

0:55.8

what made the giants that are still giants great?

0:58.1

It's usually they knew how to manage the cash

0:59.7

and make sure that they could actually hold onto the cash

1:02.0

and they had some type of reserve system like that.

1:05.1

Yeah, I was actually just telling all of our students out.

1:08.1

Right now we got the mastermind going on while we're doing this and you're speaking there but i was talking to them about you know the best entrepreneurs and CEOs

1:15.5

are really good resource allocators yeah they are and resource allocation is so important because

1:22.0

you know the different resources that we have to manage our money clearly right um our? Our time, what we're doing each minute.

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