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Pantsuit Politics

Why Is Health Insurance So Expensive?

Pantsuit Politics

Lemonada Media

News, News Commentary, Politics, Society & Culture

4.54.9K Ratings

🗓️ 14 November 2025

⏱️ 55 minutes

🧾️ Download transcript

Summary

Health insurance premiums are skyrocketing this year. Understanding why pulls in a multitude of topics: aging populations, expensive new drugs and treatments, rising costs across sectors, the consolidated profit layers baked into our system, and more. Sarah and Beth untangle why and how we got here, what's actually driving costs, and why the solution is not as simple as wishing for a universal healthcare fix. Plus: why everyone seems so angry about everything.  Topics Discussed No Dumb Questions About Health Insurance Why Premiums Are Skyrocketing Insurance as Financial Security vs. Healthcare Solution Outside of Politics: Customer Service and Community Ready to go deeper? Visit our website for complete show notes, exclusive premium content, chats and more. If you're not already subscribed, you can use this link to ensure you're getting our show notes, weekly newsletter, and more.  See omnystudio.com/listener for privacy information. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Lemonada.

0:02.7

This is Sarah Stewart-Holland.

0:15.3

This is Beth Silvers.

0:16.6

You're listening to Pantsuit Politics for at least two years.

0:19.7

We've been reading that health insurance premiums would go way up for 2026. And here we are. It's not great. It's not great right now.

0:27.7

So today we're going to talk about what's going on and how we got here. Outside of politics,

0:32.5

longtime listener Katie sent as an Instagram reel about customer service that is so on point, we needed to talk about it.

0:39.3

So we will do that.

0:40.9

Before we get started, we wanted to take a second to tell you a little bit more about what you're

0:45.2

missing on Substack.

0:47.1

If you haven't yet joined us, our premium shows provide the money that lets us make this podcast

0:52.5

free for everyone.

0:54.1

That's the long and short of it.

0:55.8

It takes a lot of time, a lot of people, a lot of energy, and a lot of money to produce

1:02.0

Pantsuit politics. So your subscriptions are the foundation of our business model. There is no

1:10.0

Pantsuit Politics without the sub-subscriptions.

1:12.6

They are hugely valuable to us. We work hard to make them hugely valuable to you.

1:18.1

As part of that, twice a week on Mondays and Wednesdays, I make a show called Mortise.

1:23.1

One of my favorite things about doing it is that it lets me spend time on topics that might not be bubbling up in the headlines but are really important. So this year I have really focused on education. I did a series of focus groups a few months ago with educators on school attendance and then I made several episodes sharing what I learned. And right now I'm doing focus groups with a ton of people, parents, students, educators, social workers, speech language, pathologists, all kinds of therapists to talk about special education. So I've got about 80 people that I'm spending time with so that I can produce a more to say series on special education next month. I'm super excited about it. And this is the kind of work again that your dollars allow us to do and that

2:01.8

we hope provides a really great return on that investment. So we would love for you to join us for

2:07.9

the seven short premium episodes we make every week by going to PantsuitPoliticshow.com today.

2:14.1

We have a wonderful community there, including a very tight-knit group of executive producers that we're delighted to welcome Janelle to this week.

...

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