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The Personal Finance Podcast

Why Health is Wealth with Justin David Carl

The Personal Finance Podcast

Andrew Giancola

Business, Investing, Entrepreneurship

4.71.4K Ratings

🗓️ 18 March 2026

⏱️ 83 minutes

🧾️ Download transcript

Summary

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here  👈  Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Justin David Carl for the second time to break down exactly why health is wealth, covering how to think about diet as a set of principles instead of rigid rules, why whole foods and consistency beat any trendy framework, how much water you actually need and whether electrolytes are worth it, which supplements are high ROI and which ones you can skip, how to structure your training week for maximum results with minimum time, the compound movements that give you the most bang for your buck, the simplest path to getting fit if you are starting from scratch, how to think about Zone 2 cardio versus high-intensity work, the key longevity metrics that predict how long and how well you will live, and why your health is one of the most powerful financial assets you will ever own. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp   Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP  DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!   Connect with Justin David Carl: Website  Podcast Instagram Facebook Threads X Free 4 Day Workout Plan Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

If you master your money, you can also master your health. And if you do both, you are going to

0:04.3

absolutely be unstoppable in this world. Whether it's your finances or your fitness, what gets

0:10.4

measured gets optimized. Take two months, track your nutrition and optimize it. You now have a blueprint

0:17.0

of how to eat to have the physique that you want. Same thing with your money. If your money

0:21.8

is not where you want it to be, the number one thing you need to do is start tracking all aspects of your mind. Focus on your health span, meaning how amazing is the quality of life when you are in your 70s, 80s, and 90s. Are you going to be walking around with a walker? Are you going to be in a wheelchair or are you going to be able to do the stuff that you actually want to do?

0:36.7

Living those values, living those habits, and embodying the mindset of financial independence and being fit, by default, you're going to become very fit and very rich.

0:50.3

What's up, everybody, and welcome to the Personal Finance Podcast. I'm your host, Andrew,

1:00.0

founder of MasterMoney.com. And today on the Personal Finance Podcast, we're going to do something

1:05.0

different, and we're going to talk about why health is wealth. If you guys have any questions,

1:08.8

make sure you join the Master Money newsletter by going

1:11.5

to mastermoney.com slash newsletter. And don't forget to follow us on Apple Podcast, Spotify,

1:16.7

YouTube, or your favorite podcast player. And if you want to hop out the show, consider

1:21.0

leaving a five-star rating and review on Apple Podcasts, Spotify, or your favorite podcast player.

1:26.2

Now today, we're going to be diving into why health is wealth

1:29.4

with Justin David Carle. Justin is one of those folks who is extremely fit and he's got a framework

1:34.8

that really helps him stay fit and do this consistently. And what we're diving into today is we're

1:41.0

going to talk about a bunch of different areas. First, I want you to note that your

1:45.3

health is one of the biggest impacts you can actually have on your money. Why? Because healthy people

1:50.5

have more mental acuity, which means you're going to perform better at your job, which also means

1:54.7

that you're going to be able to make more money. And so health is one of those important factors

1:58.9

that we haven't talked enough about on this

2:00.9

show. But this is going to be a big, big difference maker for most people. And what we're going to

...

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