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Why employers may not know if a new hire is undocumented or documented.

I'm David Brancaccio in Los Angeles. Good morning to you. First, Treasury Secretary Scott

Besson said yesterday lower interest rates from the Fed would, quote, unlock the mortgage market.

It also means the market for buying and selling homes.

Tomorrow, we'll hear about sales of used houses and apartments. Sales figures on new ones come the day after.

Things have been sluggish. Marketplaces Kristen Schwab reports.

Spring and summer of 2025 were supposed to mark the beginning of the housing market comeback.

Selma Hep, chief economist at Cotality, says that was dependent on one important factor.

You know, economists have been saying for the last couple of years, you know, mortgages are going to get lower, mortgage tickets are going to get lower.

But they haven't gone down. The average 30-year fixed is 6.75%, which is about

where it was this time last year. And it's probably not budging anytime soon because, well,

there's a whole list of reasons why. Persistent inflation, you know, pretty strong economy,

given how much rates have gone up, you know, some of the new

initiatives by the current administration. But there are some regional bright spots. There's been

...