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Here's your money briefing from Monday July 24th. I'm JR Wellen for the Wall Street Journal.

We often talk about ways that workers can boost their credit scores,

but once they leave the workforce, their credit score is likely to decline.

Once you're in retirement, you're less likely to do things like buy a new car and have an auto

loan and you probably paid off your mortgage years ago. So just based on the fact that you have

fewer kinds of debt, that may hurt your score. We'll talk to Wall Street Journal

personal finance reporter Amani Moise about why maintaining a high credit score is important

to some retirees. That's after the break.

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Consumers who maintain a high credit score during their working years often see those scores come

down after they retire. WSJ personal finance reporter Amani Moise joins me. So Amani, why does

having a high credit score matter? Well your credit score is a measure of your credit worthiness.

So anytime you apply for a loan, credit card, the banks pull your credit report and they look at

...