Authorities have said that the Palisades fire is the most destructive in Los Angeles history.

And early estimates from Accueth are already putting the damage well above $250 billion.

Adding on another layer for those affected, just six months before the fire swept through town,

State Farm, the largest home insurer in California, dropped 30,000 property insurance policy

holders across the state, who lived in areas that, quote, present the most substantial wildfire

hazards. In the Pacific Palisades alone, more than 1,600 policies

weren't renewed. The Los Angeles fires come on the heels of yet another series of disastrous

hurricanes that hit Florida and other parts of the southeast region last fall, another area

that multiple insurance companies pulled out of in 2023.

And around the country, climate disasters are only becoming more frequent, more destructive, and more expensive.

This is a growing concern for many Americans, and the world.

In the last half century, 2024 ranked among the top three most expensive years on record for climate-related

disasters globally. This issue is not going away. So what we can do is educate ourselves

on how to be proactive in mitigating and adapting to climate change in the future. In the first

episode of this special climate mini-season,

we dissect the current U.S. home insurance model

and how climate change is putting that model and homeowners at risk.

This year alone, we've seen a surge in temperature shifts, deadly floods and natural disasters,

many of which tie back to the effects of climate change.

Wildfires burning on the island of Maui.

Flames were fanned by winds from a hurricane, causing the fire to spread faster than anyone expected.

We know that Florida's Gulf Coast could be devastated.

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