On this episode of the Personal Finance Podcast, we're going to talk about how budgets aren't boring

and how they actually create freedom instead of restriction. What? What's up everybody and welcome to the personal finance podcast? I'm your

host Andrew founder of Dollar After Dollar.com and today we're going to be talking about why

budgets aren't boring and I think a lot of people come into budgeting thinking

that budgets are fun-killing. And a lot of people

have tried to budget and fail because they come up with these complicated

spreadsheets or they come up with these complicated systems that creates a way for them to fail.

And a lot of times once people fail with budgeting they give up and they never do it again

or they think it's just something that they'll never be able to do

and then they go to the mall and they make it rain to make themselves feel better.

There's another group of folks that say I know where all my money goes I don't need a budget. Why would I need a budget if I know exactly

where my money is going?

But those same folks, usually their account balance isn't going up.

And then there's another group of people that just cannot figure out where to get sorted.

They're intimidated by a budget.

They're intimidated that they'll do it wrong.

They're scared to fail. But I'm going to break it down for you so you can understand

exactly how to do it and how to prioritize your budget so that you're able to save enough money and utilize your money on your

priorities because that's the entire purpose of a budget. The entire purpose of a budget

is spending your money on your priorities and what you want your money

to do and how you want your money to work for you.

It's not about restriction, it's about using your money as a tool for freedom or using your

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