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Pam's in Flagstaff, Arizona. Hi, Pam, how are you?

I'm doing good. Thank you. I'll try to make this quick.

I'm 69. My husband is 70, and he's still working.

But I want him to retire, and I have been putting money away and money away.

And my bank told me that part of our money is not covered by FDIC.

I think I got that right. Correct.

And I don't know what to do with over that.

Okay. Well, we've got 250,000 and coverage each.

So 500,000 if it's got both of your names on it in a typical bank.

So you're sitting on over a half million dollars cash?

No, they told me, no, we've only got like 350,

but they told me that it only covers 300,000.

The way you've got it set up.

Okay. You can just move the other, if you want to keep it all in cash,

just move it to a different bank. Under what a savings.

No, just put it in the same way. What's it under now?

Savings. Okay. I mean, hopefully,

okay, there's two issues here.

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