From KCRW in Santa Monica and PRI, Public Radio International, this is To the Point.

Who's being left out of the housing recovery?

Hello again, I'm Armin Alney, and this is To the Point from Public Radio International.

A daily look at the issues Americans care about most. The home foreclosure crisis staggered the U.S. economy and led to the point from Public Radio International, a daily look at the issues Americans care about most.

The home foreclosure crisis staggered the U.S. economy and led to the Great Recession six years ago.

Now, finally, new housing is under construction.

But it's not single-family homes that are going up.

It's mostly apartment buildings.

And Wall Street is going into the rental business.

Meantime, many homeowners, especially blacks and Latinos, are still underwater.

What does this new form of housing recovery reveal about the economy?

Does it contain the seeds of another recession?

Today's talking point, new evidence that dogs can think, talk, and play by the rules.

First, here's the news.

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International Program Fund. Hello again, Mormon. I'll be back with To the Point.

Six years after the Great Recession, the housing market finally is in recovery, but it's still hard to buy a new home.

Wall Street has snapped up for closed houses at rock-bottom prices and converted them into rentals, and prices are going up.

We'll hear about that and other reasons why recovery

...