Welcome to the Jill on Money Show. It's Thursday, February 2nd, and it is Groundhog's Day.

Mark, would you like to just weigh in on what Groundhog's Day really means since we had to go

research it for the other show? Oh, man, I just closed the tab, but I'll take a I'll take a whack.

I think if it's sunny day and the Groundhog sees its shadow, that means there will be six more weeks

of winch tree weather. There you go. We have not had real winter here in New York. Maybe you've

I was on the air with with the Twin Cities yesterday, Mark, and it was minus when they do the weather.

Oh, it's minus. They don't really seem to react to it. They're pretty amazing. So anyway,

this is not a weather program, but it is the show that takes the mystery out of your financial life.

And if you've got a question, you've got something that's going on, you're concerned. Anything that's

like just, I don't even want to say concerned, but if something's just sort of like sticking in your

head, then we would like you to get it out of your head and bring it to us and to the rest of the

listening audience here because that would really be fantastic because everyone has these questions.

Go to our website, JillOnMoney.com and you click the contact us button. And if you're shy, don't

worry. Just fill out the form and we get your email. And if you'd like to join us on the program,

you just check the little box and we'll get you on the air. But it's really okay. We do email

episodes from time to time. Today is one of those episodes and we are starting with an email from

anonymous anonymous. Okay, the subject line, life insurance term or whole life. Let me answer that

term. Let's move on. I'm just kidding. It's usually term. Anonymous rights. Thanks for the great

show. I'm working with an advisor who gets paid through the through an insurance brokerage firm,

but is a fiduciary. Okay. She's pushing us to get a whole life insurance policy of $500,000

for me plus a million dollars of term life and then a million to have term for my wife. We're both

in good health condition. I'm not comfortable with seven grand of life insurance premiums.

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