Welcome to the Jill on Money Podcast. It is Thursday, November 5th and no we don't have a winner yet.

We are in animated suspension at least at this taping. It is

four ten on Wednesday afternoon. So what I can tell you is that markets roared higher

today and it was kind of interesting because that markets are going to go up today.

And it was kind of interesting because there

was some notion that as soon as this thing gets settled,

markets are going to go up.

Well, we're not settled.

So what's going on?

I think there's a combination of factors. One is that there is some

consensus at least that this may not go on for more than a few days. That could be wrong,

could be right, but that's sort of what the street thinks.

And the other aspect is that there was no blowout either way.

Looks like we've got divided government.

And so regardless of who gets to ascend to the presidency, either President Trump for a second term or Joe Biden, that you will have a split House, a split Senate, and usually divided governments tend to kind of go slow and maybe

not everything's going to get done at once. I'm still a little worried about

when they get to the stimulus but that's just me. So as always we like to encourage you to take a deep breath.

Don't get sucked into the news cycle. If you have a financial question, just give us a holler our email address is ask Jill at

Jill on money.com okay let's get to your questions this is from Gerald who

listens to our show in California and he actually said I caught your show a couple

weeks ago on a trip to Ohio and you had a guest talking about mortgages.

Okay here's the question. My issue is I just completed making extra payments on my mortgage

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