Are you ready for a Monzo Business Bank Account?

Heather from the Accountant's Growth Club was,

knowing what cash I have is really important and Monzo Business makes it easy.

It automatically puts 20% of my income into a tax pot.

When it's time to pay your VAT, I always know the money's there.

If you're ready for a Monzo business account, apply today.

Just search Monzo Business. Only sole traders or limited company directors in the UK can apply.

Get tax pots with Monzo Business Pro for £5 a month.

Te's and sees apply. Welcome to the Jill on Money Podcast. It is Monday, November 16th.

Ooh, I just can't even believe it. November 16th. I know I keep saying that as days go by.

It is remarkable. This has been the strangest year and I know we're all feeling it.

So if we can take a little bit of that fuzzy time haze that's

going on in your brain and help you maybe distill the important financial questions that are bubbling around in there, then that would be great.

Just send us an email. Ask Jill at Jill on Money.com. Ask Jill at Jill on Money.com. And of course don't forget to tell us if you'd like to come on the

air with us. Mark will get you set up. It's so much fun and I'd love to hear your voices. I really do. So okay, let's go straight to your questions.

Start the Monday off on the correct foot. Julie writes, I'd love to get your advice on a financial question that will help me reach a lifelong dream. Here's Julie's situation. She writes, I'm an architect and I have been passionate about someday being able to design and build my own home.

I'm 50 years old, divorced 12 years ago, two kids in college.

I've worked as an architect for a university for 28 years and

plan to retire in nine more years and I'll have a pension that will match my salary of $170,000.

Oh my God.

I have 14 years left on my current home loan.

The home value is $620,000, a $390,000 mortgage

...