Where to Turn for Debt and Budget Help with Thomas Nitzsche #199
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 11 May 2020
⏱️ 58 minutes
🧾️ Download transcript
Summary
In his early 20s, Thomas Nitzche found himself in loads of debt. Like so many folks, he didn’t learn how credit cards really worked, and so the charges began to add up, and before he knew it he had an overwhelming balance that he could barely make minimum payments on. Couple that consumer spending with student loans, a car payment, a mortgage, and the final kicker- getting laid off and losing his income. Thomas found himself in a really stressful spot, but he was able to move from a place of desperation to using his experiences to help others. He now works for Money Management International, which is the largest provider of nonprofit financial counseling and education in the United States. He’s all about conversations around money and destigmatizing debt, and so that’s what we’ve tackled in this episode.
During this episode we enjoyed an Experimental IPA Vol 13, by Easy Chair Brewing Garage- thanks to our friend Jess for brewing this one up and donating it to the show! And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!
Best friends out!
Learn more about your ad-choices at https://www.iheartpodcastnetwork.com
See omnystudio.com/listener for privacy information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Our 20s are often seen as this golden decade. Our time to be carefree, make mistakes, and figure |
| 0:05.7 | out our lives. But what can psychology teach us about this time? I'm Gemma Speg, the host of |
| 0:12.0 | the psychology of your 20s. Each week we take a deep dive into a unique aspect of our 20s, |
| 0:18.3 | from career anxiety, mental health, heartbreak, money, and much more to explore the science behind |
| 0:24.4 | our experiences. The psychology of your 20s hosted by me, Gemma Speg. Listen now on the iHeart |
| 0:31.1 | Radio Amp Apple Podcast or wherever you get your podcasts. |
| 0:38.4 | Hi there. I'm Bob Jeffy, host of the Daily Dad Jokes Podcast. I've delivered over 10,000 |
| 0:44.0 | dad jokes to over 3 million listeners. And man, the postage fees are killing me. |
| 0:48.8 | I'm on a mission to spread dad jokes far and wide. If you want to make your family and friends |
| 0:57.6 | laugh and grow and then join the hundreds of thousands who have listened to my podcast. |
| 1:01.8 | Listen to Daily Dad Jokes Podcast on the iHeart Radio Amp Apple Podcasts or wherever you get |
| 1:06.5 | your podcasts. The one you feed is a podcast that explores how you can support your mental health. |
| 1:11.7 | I'm your host Eric Zimmer and through insightful interviews with psychologists, |
| 1:15.8 | spiritual teachers, researchers, and more, we share the stories that help you feel less alone |
| 1:20.8 | in your struggles. We offer practical ways to support your mental health even in difficult times |
| 1:26.5 | and we teach you how to live with more joy and less anxiety. Learn what good mental health can |
| 1:32.0 | mean for you, especially now during mental health awareness month. Listen to the one you feed on |
| 1:36.8 | the iHeart Radio Amp Apple Podcasts or wherever you get your podcasts. |
| 1:42.0 | Welcome to Had a Money. I'm Joel and I am Matt and today we're discussing where to turn for |
| 1:46.8 | debt and budget help with Thomas Nitchie. |
| 2:08.6 | Yeah Joel, in his early 20s Thomas Nitchie, he found himself in loads of debts. Like so many |
| 2:13.7 | folks he didn't learn how credit cards really worked and so the charges began to add up and before |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

