Stocks keep going down as earnings keep rolling in, but you're in the right place because this is where the money is.

Welcome to the show. It is Friday and if you've been watching stocks fall all week it's been

horrible it's been a bloodbath is this t.g I for what I guess so bad week I didn't

even realize until I saw the headline today it's

Friday which were almost a week out from the whole Richard Sherman thing but

people were still talking about this do you have anything, should people still be talking about,

do you have anything that you want to add

to the Richard Sherman debate?

Only the fact that I'm probably going to end

this podcast and video with a similar rant at you.

Don't try to bring a sorry analyst back up whatever.

That's the result you're going to get.

Whoa, whoa, that's brutal.

All right, on that note, let's get to the headlines for today. We're starting off with an earnings mash up here.

We've got a few earnings we're going to touch on right here.

Discover came out with earnings, E-Trade, in First Niagara. Let's kick it off with Discover.

David, the thing that jumps out at me here is that Discover is essentially a bank.

Most of its income, the vast vast majority is coming in through net interest income.

Investors don't think about this as a bank though, but when you look at the fact that it's got a 24%

return on equity, 3.2% return on assets over the past 12 months,

and a wicked low efficiency ratio,

if people were looking at this as a bank,

...