"Where The Flip Are You People Spending Money?"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 9 April 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CH Ministries.org slash budget.
0:09.3	So my question is about paying off the debt that my husband and I have.
0:15.6	We have about $119,000 in debt, and we're considering taking out either like a second or home equity loan
0:25.8	to pay it off because we're getting impatient.
0:28.9	It used to be 160.
0:31.4	Okay.
0:32.0	Okay.
0:32.0	Okay.
0:32.7	That's good.
0:34.1	It's kind of what's the way of having children.
0:39.4	About 300. Okay. Okay. but it's kind of what's what's your what's your household income having children uh about 300 okay um you make 300 000 a year and you've paid off 50,000 in debt when um it's probably taken us about a year.
0:56.7	It's because we're in like our first home and there's just been like one thing after
1:01.9	another unexpected, um, issues and things.
1:05.7	Um, my husband had to end up selling his car so that we can pay off some contractors
1:10.4	from a week we had.
1:12.1	And then some of that went towards the debt.
1:15.8	But also during this time, I've started a little side business, a little party business.
1:21.8	I had my first customer this past weekend.
1:25.3	My husband also takes on like extra, I don't want to call them shifts,
1:30.3	but he volunteers for, like, call.
1:31.8	Okay, so what is the debt?
	...

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