It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxes.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

Bring it back to some of those fundamental money decisions.

Caleb on YouTube says, what is the best investment or account type to keep that three to six

month emergency fund?

I'm tempted to buy a low beta ETF.

However, cash or I bond seems less risky.

Okay, so what do I do with my cash?

And I hear that these I bond things are pretty incredible right now.

Yeah, and I've got a somewhat nuanced response on the whole cash and I bonds thing because

I do think it's, this is a clunky analogy, but I think you'll understand what I'm saying

here.

It depends on where you are in your wealth building journey.

A younger version of myself where I'm trying to build the basic foundation of get my first,

because maybe your cash reserves is $10,000.

And you're like, wow, I come up with $10,000.

That's not an easy task to do.

Just like you would probably be willing if a bank, a local bank had a teaser rate for

the first $25,000, they'd give you 3.5% on your cash reserves.

You probably, man, that is well worth it for me to go put my $10,000 over at that local

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