Finance can be so confusing and overwhelming.

Learn the tips and strategies so you can accomplish your financial goals.

Let's break it all down so it's simple and easy to understand.

If you know me by now and you've been listening to the pod for a while,

you'll know I love examples as it's my favorite way to learn.

Please, as always, leave a review,

give it five stars if you found that it has been helpful. And that's it for me. Enough rambling.

Let's get to the episode. Welcome back to another episode of the Personal Finance Redefined

podcast. Thank you so much for all of

those that have rated and reviewed it and all that good stuff. I used to say commented, but then I got a

nice note from one of you listeners that said, are you cannot comment on Apple podcast. So I should

have known that, but I guess I'm becoming a boomer. But regardless, today's episode is all about

down payments on a home. How should you save for it? Where should you save for it? All of that good stuff. Once again, if you have a question, head to my website, personalfinanceredefined. That's where you can submit your question and I will answer it in a future episode. So let's hop right in. Today is all about really where should you save for a down payment. What's the best way to do it? What do you need to think about? So let's hop right in. Today is all about really where should you save for a down payment.

What's the best way to do it? What do you need to think about? So let's hop in.

So the first thing I like to look at is that there's not really a right or wrong answer to this.

As always, it depends. Personally, I'm a play it safe guy myself.

So if I have a large purchase that I need to make within the next three to four years,

I would call it, I don't really like having that money in a super, super risky way in the market.

Other people have a higher risk tolerance, but it completely depends on what you're looking for.

So what I like to do is give you some feedback,

really let the numbers talk and then relate it back to our preferences what we care about.

Because when we're looking at a down payment, you have to consider how much money you can

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