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So a fun fact, I've heard about you guys back in my senior year 2012,

heard all about the baby steps. And from years on, I've been on and off, on and off,

and I hate to say it, I haven't been really committed to the whole thing.

It wasn't until this year when I almost got evicted that I, well, evicted from my apartment that I decided, yeah, I need to change.

I need to be dedicated. I need to be devoted. So I am for real this time going through the seven baby steps as we speak.

There you know.

I mean, drinking the Kool-Aid finally.

Yeah.

So I've been completed baby step one.

I have $1,000 currently saved up.

As of last week, I paid off the only debt ever had, which was my medical bill,

and I'm currently ready to start Baby Step 3.

And this is where my question comes into play.

So I did my own little research about where to put that $1,000 I have,

and two things keeps popping up.

One is a money market account, and the other is a high-yield

savings account. Good research. So my question is, which of the two overall would be the better

choice for me as well as what situation would one be better than the other?

I'll tell you what I do, and most folks out there following the Ramsey plan, they're remarkably

similar, the money market versus the high-yield savings. The money market may have an extra

benefit like you can write checks out of it. It might come with a debit card, but outside of that,

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