Welcome to the Jill on Money Show. It's Friday, May 5th. It's the Cinco de Mayo. And that's

such good news because now instead of just having a Margarita tonight, you can feel like

you're having a Margarita and celebrating. See? How great that is. Are you a fan of Margarita's

mark? I don't even know. I was just thinking, I was just going to say, I can't remember

the last time I had a Margarita. I might have been living in Arizona, which was like,

you know, almost 20 years ago now. Oh, I can remember when I had one last week. How

about that? I had one at one of my favorite places on the upper west side called El Mi

Tote, which is such great food. So anyway, that is what you should do today. You should

definitely, definitely have a Margarita. If you're so inclined and if you are not, have

they have a, like a mocktail Margarita or a suveza or a suveza, see, see. All right. So

today, we're going to do some emails. But before we do those emails, some of you got really

ticked off about this new mortgage rule that went into effect, went in effect on May 1st,

so on Monday. And I wrote about it over last weekend. And we talked a little bit about

it briefly. I knew that you were going to get mad. That's why I went and do a deep dive

about it on the website because I really wanted to know more about it. And you know what?

I went so deep that I had to pull up documents that were issued by the Federal Housing Authority,

the FHFA Federal Housing and Finance Authority. So first of all, there's two different things.

One fee that went into a place last year that no one really talked about, then there's

this new fee this year. But it's really about changing the rules on how much capital is

required to underwrite a government-sponsored entity loan. GSE is Fannie and Freddie. So instead of

being mad about it, by the way, I'm incensed. Did you like that little wine mark? I'm incensed.

Read the article. You'll feel less bad about it. I really think you will. It's like, okay,

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