Really, it's just a question of which big economic issue you want to start with today.

From American public media, this is Marketplace.

In Los Angeles, I'm Kai Rizzo.

It is Tuesday.

Today, this one is the second of May.

Good as always to have you along.

So what do you think?

Banks, right?

I mean, we could start with the debt limit or the Fed meeting tomorrow.

But honestly, banks are and will be until Wall Street starts taking that debt limit risk

seriously.

Banks are the through line of this economy right now.

The hope, of course, is that the worst of the banking situation is behind us.

But as Marketplace is just in a whole reports, the banking industry is already looking a little

bit different than it did just a couple of months ago.

For one, the banking system is more fragile.

Stephen Kelly, with the Yale program on financial stability, says a lot of people are nervous

about their deposits, even if their banks are actually doing fine.

It's just always easier, you know, as an individual to run out of the bank and figure out the

truth later.

Kelly says the banking system is likely to become more regulated, at least when it comes

to mid-size banks, like the ones that failed.

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