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Ramsey Everyday Millionaires

When Should We Get a Financial Advisor?

Ramsey Everyday Millionaires

Ramsey Network

Careers, Investing, Business

4.63.6K Ratings

🗓️ 18 May 2022

⏱️ 4 minutes

🧾️ Download transcript

Summary

Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, John Delony, and George Kamel.

Transcript

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0:00.0

You're listening to Ramsey everyday millionaires, where we talk retirement, building wealth,

0:10.5

and outrageous generosity.

0:14.0

Ryan's with us in Tampa, Florida.

0:15.9

Hi, Ryan.

0:16.9

Welcome to the Ramsey show.

0:17.9

Hey, guys.

0:18.9

How are you today?

0:19.9

Better than we deserve, brother.

0:21.6

What's up?

0:23.6

Quick question for you all.

0:25.6

My wife and I are recently debt-free except for our house.

0:29.8

We paid off about $50,000 in student loans.

0:32.4

Why do you go?

0:33.4

Thank you.

0:34.4

We've got about three months worth of expenses saved and the emergency fund we're going

0:41.0

to try to get closer to six months.

0:44.3

My question is that when is the right time, when do I really need a financial advisor?

0:53.0

We both got Roth 401Ks with our company and I've gone in and selected the funds that

1:01.2

look like they've been doing the best over 10 years.

1:04.5

So outside of that, when do we really need to get a financial advisor?

1:10.0

You got kids?

1:11.0

No, not yet.

...

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